Contrary to popular belief, there is more to automobile coverage than just a basic policy. Minimum coverage is mandatory, however, insurance companies offer many options and enhancements. Paisley-Manor Insurance Brokers Inc. can act as your advocate to ensure that you are purchasing the correct coverage for you and your family.
Certain factors will determine your automobile rating such as:
- Driving record including accidents and tickets
- Age and experience of all drivers
- Type and use of vehicle
However, you may be surprised to learn that there are many choices available in terms of coverage, limits, and deductibles. There are also many ways to reduce premiums that vary by company such as combining your property and auto insurance, installing theft-deterrent equipment, and special situations for young drivers. If you own a high-valued vehicle you may also be interested in a policy with higher than average limits and greater flexibility in repairs and replacement vehicles.
Our goal is to help you obtain the right coverage at the best price. PMI brokers have a thorough knowledge of automobile policies, claims service and rates provided by insurance companies. A review of your needs combined with our understanding of the industry will help you make the best choice for you and your family.
Contact a PMI broker today to discuss your policy requirements.